Terms & Conditions For Golden Dream:

  • This plan is valid for 11 months only.
  • You can pay a minimum of Rs.500/- and any amount in multiples of
    Rs.500[Eg.1000….5000]
  • Under this plan your monthly plans will be credited to your account as 22kt gold weight
    based on prevailing rate on that day.
  • Customers who regularly pay their monthly installments can purchase gold jewellery/
    diamond jewellery/ platinum jewellery/ silver articles without wastage [100%]. Making
    charges applicable.
  • In this plan there is no wastage or making charges for gold coins. Even the GST will be
    borne by company itself.
  • Special discount or offers prevailing at the time of purchase cannot be clubbed with plan
    benefits.
  • Payment can be made by Cash/ Credit card / Debit card / PAYTM.
  • Online payment facility available at our website www.avrswarnamahal.com . All online payment service charges Free! . This will be borne by the company.
  • Monthly installment should be paid before every month end of every month. If you do
    not remit regularly you will not get the benefits of the plan. For the weight of gold with respect to the defaulted months, wastage and making charges will be charged.
  • While joining the plan 1]account holder photo and finger print biometric will be taken in person. 2] while purchasing jewels, the account holder details will be verified.
  • It is mandated that all advance payments will be adjusted against order of gold & silver
    ornaments or coins within a maximum period of 365 days from date of first advance
    paid.
  • This advance for purchase is placed for Design Number …… shown in our catalogue.
  • The account holder has a right to change the design while purchasing the jewels.
  • Passbook should be produced for every transaction.
  • Installment payments & Jewellery purchase can be made at any of the branches of
    AVR SWARNAMAHAL JEWELLERS.
  • There is no cash refund, you can buy only jewels or coins.
  • The management reserves the right to change, alter the terms and conditions of this plan
    at its discretion as per the prevailing Government rules & regulations.
  • GST is applicable for all the jewels purchased under this plan.
  • If the customer has lost his pass book, he has to pay Rs100/- to get a new one.