Terms & Conditions For Golden Fortune :

• This plan is valid for 11 months only.
• Customer can pay minimum of Rs.100/- & above as many times in 11 months. (From the date of joining).
• The amount remitted will be converted into 22kt gold at the prevailing board rate in the account immediately & 5% extra value will be eligible from the 31 st day onwards.( The extra value will be calculated on 365 days basis ).
• Customer can buy jewels or coins any number of times before the completion of 11 months.
• When buying jewellery under this plan, wastage and making charges will be applicable.
• While joining the plan 1). Account holder photo and finger print biometric will be taken in person. 2). While purchasing jewels the account holder details will be verified with his finger print biometric.
• Before the end of 12 th month from the date of joining the plan customer must urchase jewels or coins for the amount in their account.
• This advance for purchase is placed for Design Number shown in our catalogue.
• The account holder has a right to change the design while purchasing the jewels.
• Customer can appoint a nominee in this plan.
• Passbook should be produced for every transaction.
• There is no cash refund in this plan; you can buy only jewels or coins.
• It is mandatory that all advance payments will be adjusted against order within a maximum period of 365 days from date of first advance paid.
• The management reserves the right to change, alter the terms and conditions of this plan at its discretion as per the prevailing Government rules & regulations.
• GST is applicable.
• If the customer has lost his pass book, he has to pay Rs100/- to get a new one.