Terms & conditions For Gold Mine :

  • As per this plan , customer can purchase the jewel after completion of 8 months and before 12 months.
  • GST is applicable to all jewels purchased under this plan, where gold coins are purchased GST will be borne by the company.
  • The customer account shall be credited in gold weight of 22kts, depending on gold rate on the day of payment.
  • On maturity of the plan, the total weight in the account of the customer can be purchased without wastage. For additional weight customer has to pay wastage charges.
  • The net weight of the customer’s old jewel will be taken into account as payment, as per the valuation of the company’s appraiser.
  • If you have become a member by giving old jewellery, and if you discontinue to pay you cannot purchase gold coins. Only new jewellery can be purchased.
  • Pass book must be produced while purchasing jewellery.
  • Customer’s bio metric and photo id will be taken at the time of enrolment and the same will be verified when he purchases jewellery.
  • The customer could appoint a nominee of his choice.
  • On maturity of the plan, customer can purchase gold, silver or diamond jewellery for their accumulated amount; For this user will be no wastage [100% free]. Making charges will be applied.
  • This jewellery purchase advance is being received for design no………. as indicated in the catalogue on purchasing the jewel the customer can change the design as desired.
  • While purchasing the jewel, no other prevailing discount or offer can be clubbed together.
  • The money and old jewellery received under this plan, can’t be refunded under any circumstance; only new jewellery could be purchased at the time of maturity.
  • If the customer want to buy jewellery before the end of the plan or discontinues in between no benefits can be availed.
  • Payment of Rs.2,00,000/- and above must be supported by PANCARD/ AADHAAR CARD/ Tax documents as may be mentioned.
  • On maturity jewels can be purchased in any branch at any location of AVR SWARNAMAHAL JEWELLERS.
  • The company reserves the right to amend or alter any of the above terms and conditions is accordance with the prevailing norms of the Government and Tax rates.
  • If the customer has lost his pass book, he has to pay Rs100/- to get a new one.